This Is the Average Credit Score in Your State, According to Data
Does your personal credit score beat your state's average?

Having a good credit score, also known as a FICO score, can make or break your finances. It can tip the scales in your favor so that you get that essential loan, land the home of your dreams, or get your hands on credit cards with the best rewards and interest rates. In fact, CNBC reports that your credit score factors into 90 percent of lending decisions, meaning keeping yours in tip-top shape should be among your financial priorities. Yet just a few missed payments here and there can begin to tank your credit score without you even realizing it. Suddenly, your negotiating power starts slipping—and financial doors are closing.
The good news? According to Experian's 2020 Consumer Credit Review, credit scores rose throughout all 50 states last year, bringing the nation's average FICO score up to a record-high 710. This places the average American in the "good" range of credit (for reference, 300-579 is considered "very poor," 580-669 is "poor," 670-739 is "good," 740-799 is "very good," and 800-850 is "excellent). Of course, the average score varies greatly state to state, and how you compare to your local peers will matter more when competing for a lease or loan. Read on to find out the average credit score in your state, according to Experian, so you can see where your finances really stand.
RELATED: This Is How Much Money Makes You Middle Class in Your State, Data Shows.
Alabama

Average credit score: 686
Alaska

Average credit score for 2020: 714
Arizona

Average credit score for 2020: 706
Arkansas

Average credit score for 2020: 690
California

Average credit score for 2020: 716
Colorado

Average credit score for 2020: 725
RELATED: This Is How Much Money You Need to Retire in Your State, According to Data.
Connecticut

Average credit score for 2020: 723
Delaware

Average credit score for 2020: 710
District of Columbia

Average credit score for 2020: 713
Florida

Average credit score for 2020: 701
Georgia

Average credit score for 2020: 689
Hawaii

Average credit score for 2020: 727
Idaho

Average credit score for 2020: 720
Illinois

Average credit score for 2020: 716
Indiana

Average credit score for 2020: 707
Iowa

Average credit score for 2020: 726
Kansas

Average credit score for 2020: 717
Kentucky

Average credit score for 2020: 698
Louisiana

Average credit score for 2020: 684
Maine

Average credit score for 2020: 721
Maryland

Average credit score for 2020: 712
And for more money-saving tips sent directly to your inbox, sign up for our daily newsletter.
Massachusetts

Average credit score for 2020: 729
Michigan

Average credit score for 2020: 714
Minnesota

Average credit score for 2020: 739
Mississippi

Average credit score for 2020: 675
Missouri

Average credit score for 2020: 707
Montana

Average credit score for 2020: 726
Nebraska

Average credit score for 2020: 728
Nevada

Average credit score for 2020: 695
New Hampshire

Average credit score for 2020: 729
New Jersey

Average credit score for 2020: 721
New Mexico

Average credit score for 2020: 694
New York

Average credit score for 2020: 718
North Carolina

Average credit score for 2020: 703
North Dakota

Average credit score for 2020: 730
Ohio

Average credit score for 2020: 711
Oklahoma

Average credit score for 2020: 690
Oregon

Average credit score for 2020: 727
Pennsylvania

Average credit score for 2020: 720
Rhode Island

Average credit score for 2020: 719
South Dakota

Average credit score for 2020: 731
Tennessee

Average credit score for 2020: 697
Texas

Average credit score for 2020: 688
Utah

Average credit score for 2020: 723
Vermont

Average credit score for 2020: 731
Virginia

Average credit score for 2020: 717
Washington

Average credit score for 2020: 730
West Virginia

Average credit score for 2020: 695
Wisconsin

Average credit score for 2020: 732
Wyoming

Average credit score for 2020: 719
RELATED: This Is How Much Money People Make on Average in Your State, Data Shows.